Home / Blog

Can you finance a water softener?

Short answer

Yes. You can finance any State 48 Water system through Wisetack: up to $25,000, terms from 3 to 60 months, and 0% APR on select terms. Checking your options takes about a minute and doesn’t affect your credit score.

Why people finance

  • Get the right system now instead of settling for a smaller one that won’t keep up with East Valley water.
  • Stop the damage sooner. Scale builds up in your water heater and appliances every day you wait.
  • Keep your savings for something else.

How it works

  1. Prequalify online. It takes about 60 seconds and uses a soft credit check only.
  2. Pick the monthly payment and term that fit your budget.
  3. Once you’re approved, we schedule your install.

What would my payment be?

If you’re approved for a 3-month, 0% APR plan:

  • 48,000 grain water softener ($1,850): about $617 a month for 3 months
  • Whole House Combo ($2,550): $850 a month for 3 months

Longer terms, up to 60 months, lower the monthly payment. Rates range from 0% to 35.9% APR depending on your credit, and every option shows its full cost before you commit.

Would renting be better?

If you’d rather not own the system, rentals start at $20 a month with a 12-month minimum. Call Blake to compare.

See financing options Call Blake · (602) 730-0262

Common questions

Does checking financing hurt my credit?

No. Prequalifying through Wisetack uses a soft credit check that doesn’t affect your score.

What can I finance?

Any State 48 Water install, including softeners, whole house combos, salt-free conditioners and reverse osmosis, or several systems together.

Want a straight answer for your home?

Check your city’s water report, then talk to the owner, not a salesman.

Find my system Call Blake